Tuesday, 18 September 2018

Baby care from top to toe

Taking care of baby is always our priority once we become parents.
It can be daunting when wherever you look or whoever you speak to you are bombarded with good advice, and often it is good advice but when you can't decide on which of the hundreds of recommended products to use then make it easy and stick to the brands you know and can trust. 

Johnson's baby products have been around for over 100 years and it is probably the most common and recognised baby brand on the market. In Johnson's you can trust to gently clean and moisturise baby from head to toe, and who doesn't love that instantly reconisable clean baby smell you get with Johnson's. If you are looking for a gift for a newborn then you cannot ho wrong with this fab gift set.

The pack contains
Johnson's top to toe baby massage oil - specially developed for newborn skin , creating a light protective barrier on the skin.
Johnson's top to toe baby bath - designed for use from first bath, it gently cleanses baby's delicate skin and hair
Johnson's top to toe moisturising baby cream - designed for newborn skin, it's unique formula helps maintain natural moisture levels to protect from dryness
A pack of Johnson's extra sensitive baby wipes - as safe as pure water on baby's skin, Ideal for use all over have from top to toe.
A baby changing mat, all in practical bag for on the go care of baby. 

When baby is taken care of out side we need to ensure that nothing we put inside is going to cause harm or illness to baby, so it is important we clean and sterilise anything that the baby may put into his/ her mouth.

If you are bottle feeding it is likely you will be using a bottle steriliser so we need to ensure that  we can trust whatever we use to sterilise our bottles, dummies and work surfaces where we will prep the bottle, again why would you choose anything other than a tested and trusted name that has been used over 70 years by our parents, and those before. Milton offers peace of mind that your bottles and dummies will be safe and sterile, Milton can be used as a cleaning product too to ensure that surfaces, toys, furniture are safe for our little explorers as they grow and inevitably put anything they can get through hands on straight into their mouth. Milton have an extensive range of sterilising and cleaning products, as well as sterilisers for bottles and dummies both at home and on the go. For more information on the product range check out this previous post for Milton

At a time when there are so many things to worry about getting right let these trusted brands take some worry out if bringing your new bundle of joy home.

Thursday, 6 September 2018

Money Talks: How You Can Make Your Cash Stretch Further & Ease the Stress of Money Management

Money can cause so many problems for such a lot of people these days. There are a lot of things you need to keep in mind that are going to go a long way toward helping you take better care of your cash. It’s pretty clear that there are more financial obligations than ever these days, and you have to make sure you do as much as possible to keep on top of things.

Whether you are an individual, or you have a family to provide for, it is still essential to come up with a strategy to help you take better care of the green stuff. There are a lot of things you have to change if you want to get the best outcome for your financial future. This is something that you need to make a part of your daily life because it will reduce so much of the stress and worry in your life. Check out these ideas to help your cash stretch further right now.


Be More Frugal at Home

Frugality is the secret to sensible money management, but it’s also something that sets a good example for the kids. There are a lot of things you can do that will help you improve the way you think about your money. Try to look at ways of being more frugal and thrifty with your cash, and consider a more eco-friendly approach to things. You have to do as much as possible to be more frugal and help your money stretch further as a result. Making changes to help save you money around the house is so important for the future, and this is something you need to get right.

Fix Don’t Replace

One of the biggest things that can wind up costing a lot of money for people is having to replace things that break around the house. Now, this can actually end up costing you a lot more money than you might imagine, and this is why you need to be careful about it. The best way of dealing with this problem is to learn how to fix things so you can carry out repairs as opposed to having to shell out to buy new stuff all the time. A great way of saving money and learning valuable life skills at the same time.

Use Hand-Me-Downs

Parents can rejoice at the money-saving brilliance of hand-me-downs. Whichever genius came up with that idea deserves a medal! This is one of the most cost-effective ways of parents being able to deal with needing clothes for more than one child. Being able to hand the older one’s clothes down to the younger one(s) is such an excellent way of saving money moving forward, and this is something you need to think about moving forward. It might meet with a bit of resistance, but it is certainly going to save you money in the long run.


Join Online Groups

There are lots of groups you can check out online these days that will allow you to talk to other people about money concerns and worries you might have. These sorts of groups are essential for helping give you support and guidance when it comes time to deal with your money. There are bound to be people here who are experiencing the same things you are and have the same concerns as you. These groups are important for gaining advice, tips, and knowledge from others, as well as making friends in the process too!

Speak With Finance Experts

It is really important that you do as much as possible to get some input and advice from people who are financial experts. These are the people who need to be helping you out, and it's time to hire one of them. Often money worries can become overwhelming, and this can lead to further issues as well. You will be able to learn more about financial experts and advice by checking out online finance blogs. By having an accountant or financial advisor fighting your corner, you can ask them questions and raise concerns. They will be able to tell you all about what you can do to save more money, as well as the financial obligations you need to be focused on.

Keep a Spreadsheet

There are a lot of things that can help you keep better control of your money, and one of the most effective is to keep a spreadsheet. This is something that is going to have a very positive impact on your organization. You need to make sure you do as much as possible to document every penny you spend and keep a written record. This way you will be well placed to track how much money is coming in and going out of your account every month. It will show you where you are overspending, and what you can do to cut down on these expenses.


Have a Safety Net

It is very important that you have some sort of financial safety net to help you out in case disaster strikes. There are a lot of things that can happen rather unexpectedly. Things that can cost money and cause you a great deal of financial hardship. So, you have to make sure you think about having some money saved up. Now, this is going to be difficult, but it is certainly essential when you consider the importance of having a financial safety net. There are a lot of things you have to keep in mind that are going to help you with this, and you will need to be more disciplined in order to be in a position to achieve.

Your finances are so important, and they play such a big role in your life. It is absolutely crucial that you make sure you get these right so that you and the family will benefit from them. There is a lot to consider in this regard, so it is important to think about what you can do to improve the way you look after your money these days. This is something so many people seems to struggle with, so the more you can do this the better it will be for the future.

Thursday, 16 August 2018

There Are Ways Out Of Your Money Troubles

There are always going to be ways of getting out of your money problems, you just need to be proactive enough to be able to get out of them! We’re so bad at either ignoring all money problems, making them worse, or going into some sort of blind panic due to the piling issues. However, like with most things in life, there is always going to be a way out. If you look hard enough, and put in enough effort with it all, then you’re always going to be able to get back on top of your money situation. A lot of it involves figuring out where you went wrong, why you’re still going wrong, and what can be done about it! So, if you feel like there’s no way out of your money problem, but you’re really coming to the time where you need a solution, have a read of the information we’ve got below, and see if you can change your money problem around.

Image Source

Start From The Beginning

The first thing that you need to do is retrace your steps. If you retrace your steps, it might lead you to the answer of why you’re still going wrong at the minute. Because we know that once you’ve started to go downhill with your money, it’s actually really hard to get back on track again. So, think about when it all went wrong. For a lot of you, it will have been once you got your first taste of real money. Whether it be from a part time job, or your first full time job after leaving high school. When we’re young and stupid, it’s so easy to spend the money quicker than it comes in, but we forget that it’s so important to have savings to fall back on as well. Think about the money you spent on silly things, just because you had the money, and what you could have done with it if you had saved it. But, if you retrace your steps and come back to the present and find you’re still not saving money, you know where you’re going wrong. All it takes is a failed MOT, a speeding fine, a broken cooker… anything at all and you could be tempted to use your credit card to buy it out. But, you use that credit card again and again, until eventually you’ve maxed it out, and you’re in a whole new world of money troubles! Find out what got you where you are, and see if you can eradicate it. Don’t expect it to be a quick fix miracle, it’s important to take your time!

The Best Ways To Manage Financial Setbacks

We listed a few financial setbacks you could face in the paragraph above, and they’re serious setbacks that could jepordise your money situation for months. So, when something unexpected like this comes up, and you’re really not prepared for it moneywise, consider taking out a loan rather than using your credit card. You have to make the payments in full by a certain date, so you won’t be tempted to just make the minimum payments that a credit card would allow. Guarantor loans are easy enough to come by if you have a poor credit score at the minute, and they can really get you out of a tricky situation. All you need to do is a money plan before you take something like this out. You need to know for sure that you’re going to be able to pay all of the repayments back on time, and still be able to carry on with your normal life and pay the bills!

Use Technology

Technology is good for many things, but whilst it can’t magic all of your debts and issues away, it can definitely help you a fair bit. There are apps out there that you can connect to your bank account, it’ll analyse it and your spending, and it’ll take some out for you to save every week. They’re really reliable, so don’t worry about anything going wrong. There are also debt planner apps. Once you’ve put in all of your data, it will tell you how much you need to pay off every month, and send your reminders. It’s really helpful to have that little message every so often that’s going to keep you on track!

Cancel Out Bad Habits

The final piece of the puzzle is all down to you. You really do need to make sure that you’re cancelling out all of your bad habits. Whether it be spending, a bad attitude to debt clearance, or whatever else might have got you to where you are!