Thursday, 30 July 2020

3 Simple Ways To Save Money On Your Car

If you are tempted to buy yourself a new set of wheels, you might be venturing to the car showrooms and test driving some brand new motors. While a swanky brand new car sounds appealing, the moment you drive it off the forecourt it will have depreciated in value. It doesn’t matter how good a new car deal sounds, it rarely makes up for the money you lose the moment it is back home sitting on your drive. Instead, you need to consider the used car market to ensure that you secure the best deal. Car buying can be stressful for many, but it needn’t be. Remember, buying the vehicle is only the first step in ensuring that you save money on your car.


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Strike A Deal


Car sales can be a challenging industry to make sense of. Heading to a car dealership and looking at a range of second-hand motors might sound like fun, but how do you get the best deal? Many dealerships refuse to budge on the purchase price, but this doesn’t mean they won’t be willing to throw in a few extras. If you’re keen, they won’t be willing to let you go elsewhere to buy. Don’t be afraid to ask for a full MOT, a free set of car mats, or a full tank of fuel on pick up. This may sound cheeky, but every little helps and money off means more money in your pocket.


Extras


Any car that you buy will need to be insured. It’s wise to contact a car insurance broker rather than scouring through deals yourself. These specialists will have the best deals at their fingertips and can customise the insurance as you need it. You might want breakdown cover, but you aren’t bothered by a courtesy car or satnav cover. A broker can sort this for you and save you cash. Ensure that you check out the insurance group of the cars you like the look of before buying. A higher number for the insurance group, the more you are likely to pay for your premium. Sports cars and vehicles with larger engines will be more costly to insure.


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Go Electric


If you are a bit of a sustainability advocate or you simply want to have a go at doing your bit for the environment, check out the latest hybrid and electric cars. These vehicles are great because the insurance groups are so low and most don’t require any tax. If you live in a city with a congestion charge, you won’t have to pay for it as your car won’t produce emissions. Greener cars tend to be more costly to purchase initially, but they make up for this with their nest to nothing running costs. All you will need to do is charge a battery, rather than fork out for expensive fuel every month. 


Electric cars are also more reliable and don’t tend to be as costly to fix should anything go awry. Parts are cheaper and garages are able to fix issues faster meaning less money spent on labour costs.


Buying a car can seem like a bit of a minefield. However, follow this guide, and you can be sure of saving money the next time you need a set of wheels.

Friday, 19 June 2020

The Best Money-Saving Hacks For Your Car

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If you have a car, which, let’s face it, most people do nowadays, you will know that these things can be serious money-sucks. If it’s not filling up the tank, it’s paying your insurance premium, getting maintenance done, or even having it cleaned. Cars are essential to most people’s working lives, but they seem to cost more than they’re worth a lot of the time.


So are there ways to cut costs on your car? Many people would say no. After all, cars are not like meals or beauty products - they can be very dangerous if not properly driven or maintained. Safety, of course, is the primary concern when getting behind the wheel. Often, people think saving money on a car means buying a second-hand old banger with dangerously broken functions. This is not the case, however! Saving money doesn’t have to compromise safety. Here are a few money-saving hacks for you and your car.

Leasing

If you don’t have the money for a full downpayment of a car, do not fear. Most people hesitate when buying a car, purely because the initial buying cost seems like a huge amount of money to part with. When you lease, however, you pay monthly installments instead of a lump sum. This means that if you can’t afford thousands for a car, you can still get a car that suits you! Plus, leasing often comes with great benefits, such as early trade-in and maintenance costs covered. 

Regular Maintenance

Believe it or not, taking your car for regular maintenance will actually save you money in the long run. Plus, many car companies have their own personal servicing options such as BMW Servicing. These companies know their cars, inside and out, and can give you top of the range advice and services for the specific car you own. This regular maintenance increases the lifespan of your car by years, making it a lifelong investment, rather than a throwaway vehicle. Implementing regular maintenance for your vehicle will change the way you see it; it’s not a toy that can be used and abused, but an intricately built machine that needs constant care in order to last long.

Fuel Options

Depending on your lifestyle and the amount of travel and car space you need, there are great fuel-saving options that not only help the environment but drastically reduce your costs. It is a growing trend nowadays to purchase a car that is not suited to your personal needs - for example, if you’re one person who lives in a small suburban area, an enormous 4x4 car with a powerful engine is both unnecessary and very costly. Considering the amount of fuel your prospective vehicle burns will allow you to assess how much you’ll be spending on fuel each month, on top of all the other costs of owning a vehicle.


Nowadays, new innovation is making it easier and easier to become fuel-efficient. Save your money and the planet with the greener vehicle options.

Wednesday, 26 February 2020

Outfitting Your DIY Toolkit With Care


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A DIY toolkit can be a great aid to anyone trying to run a home, because it effectively gives you the chance to overcome certain maintenance issues without having to grapple with an unnecessary callout charge. Thankfully, this needn’t feel like an overblown and overwhelming consideration if you’re not that well versed in DIY, as simple tools are often the best and most diverse in utility.


Additionally, it’s best for us to avoid simply putting everything on ‘the man of the house,’ as there’s nothing to suggest that mothers cannot provide an excellent and thoroughly capable DIY job in itself. With our own efforts, perhaps we can skew this baseline perception a little more.


Through excellent resources such as r/DIY to guide us, we can ask questions and discuss the various roles and responsibilities involved with certain jobs carefully. But before we begin, it can also be very worthwhile to structure your own DIY toolkit, and to do so with pride. In the following advice, you’ll be able to focus on that adequately.


Convenience Items


There are many useful convenience items that are worthwhile to have in your toolbox, those that you will miss when they are gone. From an assortment of screws to a range of different tapes of various strengths, it’s the smaller jobs that can be best helped with these quick fixes. Convenience items may also include battery powered glue guns for the easy gluing and repair of certain items, to sandpaper that allows you to bring down rough edges such as the side of a wooden kitchen table (these are often perfect head height for a toddler to cause themselves damage, so dulling the edge is important). With these purchases, you’ll be half of the way there.


Power Tools


It can be nice purchasing a power tool, or even a set once in a while. From power screwdrivers to power sanders and even a cordless drill, it’s important to practice safety even further when using one of these items, but owning them can help you through a range of immediate scenarios. They can also limit the amount of heavy work needed to approximate a task, such as being able to assemble flat pack furniture easily with a power screwdriver that easily places screws in the right place. You’ll notice the difference, and these tools can last years and years if you take good care of them.


The Basics


The basics are also important to curate. From ensuring you have a good wrench, a normal screwdriver and a hammer to ensuring certain safety implements are taken care of, such as goggles, thick gloves and even a face mask, you will be certain to protect yourself when necessary. A level and even a work bench may be considered vital parts of your overall toolkit, because a stable surface to work on is as important as anything else.


With this advice, you’re sure to outfit your DIY toolkit with care.